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Property purchase costs in Germany

Enter the purchase price and state to see the real estate transfer tax, typical notary and land-register costs and the agent's fee – the cash you need on top of the price.

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Assumption – adjust to your offer

Real estate transfer tax–
Notary & land register–
Agent–
Closing costs total–
Total incl. price–

Transfer-tax rates as set by the states (Bremen 5.5% since 1 July 2025). Notary and agent values are typical assumptions; your actual costs depend on the contract.

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🔒 Runs entirely in your browser – nothing you enter is uploaded or stored.

How to use it

  1. Enter the purchase price.
  2. Choose the federal state – its transfer-tax rate is applied automatically.
  3. Adjust the notary/land-register percentage and agent commission to your offer (set agent to 0 if there is none).
Your inputs live only in the link, not on our server.

Last checked: October 2026 · Based on: 2026 real-estate transfer tax rates of the German states. Found a mistake? Use the form below – we fix confirmed errors and update the date.

Frequently asked questions

Who sets the transfer-tax rate?

Each German state sets its own rate, currently between 3.5% (Bavaria) and 6.5% (e.g. Brandenburg, North Rhine-Westphalia, Saarland, Schleswig-Holstein).

How much are notary and land-register fees?

They follow the official fee schedule (GNotKG). As a rule of thumb, about 1.5–2% of the purchase price is often quoted; the exact amount depends on the contract and any land charge (Grundschuld).

How is the agent's fee split?

For apartments and single-family homes bought by consumers, the commission is usually split equally between buyer and seller (§ 656c BGB). 3.57% incl. VAT per side is common but negotiable.

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