Part of the topic: 💶 Taxes & salary
Crypto tax calculator 2026 (Germany)
Enter your crypto gains from sales within one year of purchase, any staking or lending income and your other taxable income. The calculator applies the exemption limits and estimates the extra income tax.
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🔒 Runs entirely in your browser – nothing you enter is uploaded or stored.
How to use it
- Add up gains and losses from crypto you sold within one year of buying it.
- Add other private sales gains of the year (they share the €1,000 limit) and staking income.
- Enter your other taxable income – the result shows the extra income tax.
Last checked: October 2026 · Based on: German Income Tax Act § 23 (1-year holding period, €1,000 limit), § 22 No. 3 (€256 limit); 2026 tariff. Found a mistake? Use the form below – we fix confirmed errors and update the date.
Frequently asked questions
Is crypto tax-free in Germany after one year?
Yes. If you hold Bitcoin or other crypto as a private person for more than one year, the gain from selling it is tax-free (§ 23 EStG).
What is the €1,000 limit for crypto?
An exemption limit: if all your private sales gains in a year are below €1,000, they are tax-free. If they are €1,000 or more, the whole amount is taxable – not just the part above.
How is staking taxed?
Staking and lending rewards are usually other income (§ 22 No. 3 EStG) and tax-free up to €256 a year; above that the full amount is taxed at your personal rate.