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Tools / Aktivrente calculator 2026 (tax-free €2,000)

Part of the topic: 💶 Taxes & salary

Aktivrente calculator 2026

Since 1 January 2026 employees who keep working after reaching the statutory retirement age can earn up to €2,000 a month tax-free. Enter your birth date and wage.

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Tax-free from
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Under § 3 No. 21 German Income Tax Act wages from employment subject to social insurance are tax-free up to €2,000 per month, starting with the month after the statutory retirement age is reached. Unused amounts cannot be carried over to other months, and there is no progression clause. Not covered: self-employment, civil servants and mini-jobs. Health and care insurance contributions remain due. The tax saving is a rough estimate (tax-free amount × your marginal rate, without solidarity surcharge or church tax). Not tax advice.

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How to use it

  1. Enter your date of birth.
  2. Enter your gross monthly wage and the year.
  3. Optional: your marginal tax rate for an estimate of the tax saving.
Your inputs live only in the link, not on our server.

Last checked: October 2026 · Based on: § 3 No. 21 German Income Tax Act (Aktivrente, since 1 Jan 2026); § 235 Social Code VI (retirement age); TK FAQ Aktivrente. Found a mistake? Use the form below – we fix confirmed errors and update the date.

Frequently asked questions

Who gets the Aktivrente?

Employees in a job subject to social insurance who have reached the statutory retirement age – whether or not they already draw a pension. Self-employed people, civil servants and mini-jobbers are excluded.

Is the €2,000 per month or per year?

Per month. Up to €24,000 a year is possible, but unused amounts cannot be moved to other months.

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