Trusted Choice Guide

Part of the topic: 💶 Taxes & salary

€4,000 gross to net in Germany (2026)

With a gross salary of €4,000 per month you keep €2,605.50 net in 2026 in tax class I (single, childless, no church tax, statutory health insurance with 2.9% additional rate, North Rhine-Westphalia). The table shows all tax classes; class II with one child.

Tax classWage taxSoliSocial insuranceNetNet with 9% church tax
I€524.50€0.00€870.00€2,605.50€2,558.30
II€425.33€0.00€846.00€2,728.67€2,710.57
III€201.83€0.00€870.00€2,928.17€2,910.01
IV€524.50€0.00€870.00€2,605.50€2,558.30
V€944.91€0.00€870.00€2,185.09€2,100.05
VI€989.25€0.00€870.00€2,140.75€2,051.72

Monthly values, 2026. Wage tax per BMF Programmablaufplan 2026; social insurance: health 7.3% + 1.45%, care 1.8% + 0.6% childless surcharge (class II: 1 child), pension 9.3%, unemployment 1.3%. Not tax advice.

Calculate with your own details (children, state, health insurer) →

Other salaries

€2,000€2,500€3,000€3,500€4,500€5,000€6,000

📬 Free: the Mini Security Checklist 2026

Our 7-page PDF (VPN, password manager, antivirus, cloud) – instant download, free, no sign-up, no email.